Motilal Oswal Mutual Fund (MOMF) is a prominent asset management company in India, offering diverse schemes for wealth creation and securing your financial future. Their strategies are built on a research-driven, quality-focused approach.

Here are the top investment strategies with Motilal Oswal Mutual Fund to achieve your financial goals:

1. Focus on Quality and Growth

MOMF’s core philosophy is investing in quality companies with strong growth potential. This approach aims for long-term wealth creation.

2. Diversified Fund Selection

Strategic fund selection is crucial. MOMF offers a variety of schemes to create a balanced portfolio:

• Motilal Oswal Flexi Cap Fund: Offers diversified exposure across large, mid, and small-cap stocks.
• Motilal Oswal Multi-cap 35 Fund: Aims to reduce risk by investing in a variety of market segments.
• Motilal Oswal Nasdaq 100 ETF: Provides international exposure to the U.S. technology sector via this passive fund.

3. Systematic Investment Plans (SIPs)

Using a SIP is a powerful strategy for consistent investment. It helps in cost averaging and building a disciplined saving habit, ideal for long-term financial goals.

4. Tax Savings with ELSS

The Motilal Oswal Long Term Equity Fund (ELSS) provides a dual benefit: long-term capital appreciation and tax savings under Section 80C. This fund encourages a long-term investment horizon.

5. Explore Passive and Innovative Funds

MOMF also offers a range of passive funds and ETFs, like the Motilal Oswal Nifty 500 Fund, for low-cost, hands-off exposure to specific market indices.

Advantages of Investing with Motilal Oswal

• Strong Research Capabilities: Leveraging robust research from its parent company.
• Expert Fund Management: Managed by experienced professionals.
• Diverse Product Offerings: A wide range of mutual fund schemes including equity funds, debt funds, and ETFs.
• Transparency: Regular updates on fund performance and portfolio holdings.

Motilal Oswal Mutual Fund and Returns

Motilal Oswal offers a variety of funds that can be combined to create a well-diversified portfolio:

• Motilal Oswal Flexi Cap Fund: This fund invests across different market capitalizations (large-cap, mid-cap, and small-cap), allowing fund managers the flexibility to capitalize on opportunities wherever they arise. It’s a great option for investors seeking a balanced exposure to the Indian equity market.
  • Indicative Returns:
    • 1-Year: 9-14%
    • 3-Year: 12-18% annualised
    • 5-Year: 10-15% annualised
    • For the latest fact sheet and performance data, visit the Motilal Oswal Flexi Cap Fund page
• Motilal Oswal Multi-cap 35 Fund: By diversifying across various market segments, this fund reduces concentration risk while aiming for superior returns. It’s suitable for those with a higher risk tolerance and a long-term investment view.
  • Indicative Returns:
    • 1-Year: 8-12%
    • 3-Year: 14-18% annualised
    • 5-Year: 10-13% annualised
• Motilal Oswal Nasdaq 100 ETF: For those looking to diversify internationally and gain exposure to the U.S. technology sector, this exchange-traded fund is an excellent choice. It tracks the performance of the Nasdaq-100 Index, which includes leading tech and innovation-driven companies.
  • Indicative Returns:
    • 1-Year: 20-25%
    • 3-Year: 25-30% annualised
    • 5-Year: 20-25% annualised
    • Learn more about the Nasdaq-100 Index on the Nasdaq official website.

3. Leverage Systematic Investment Plans (SIPs)

For consistent wealth creation, a Systematic Investment Plan (SIP) is a powerful tool. Investing a fixed amount regularly helps you:

• Average Cost: By investing at different market levels, SIPs help average out the cost per unit, reducing the impact of market volatility.
• Discipline: SIPs instill a disciplined saving habit, ensuring you stay on track with your financial goals, whether they are for retirement, a child’s education, or a down payment on a house.

4. Maximize Tax Savings with ELSS

The Motilal Oswal Long Term Equity Fund (ELSS) serves a dual purpose: it offers long-term capital appreciation while providing tax benefits under Section 80C of the Income Tax Act. With a mandatory lock-in period of three years, it encourages a long-term investment horizon, which is crucial for wealth creation.

• Indicative Returns:
  • 1-Year: 10-15%
  • 3-Year: 15-20% annualised
  • 5-Year: 12-15% annualised