Looking to invest in a diversified equity mutual fund?
ICICI Prudential Multicap Fund is a smart choice if you want balanced exposure across large-cap, mid-cap, and small-cap stocks.
In this blog, we’ll cover:
- Fund Overview
- SIP and Lumpsum Return Examples
- Portfolio Allocation
- Performance History
- Risk & Taxation
- Who Should Invest?
📌 About ICICI Prudential Multicap Fund
ICICI Prudential Multicap Fund is an equity mutual fund that invests across all three market segments:
- Large Cap
- Mid Cap
- Small Cap
This diversified strategy helps balance growth potential with stability.
| Fund Type | Equity – Multicap |
| Plan | Regular Plan – Growth |
| Minimum SIP | ₹100 |
| Minimum Lumpsum | ₹5,000 |
| Exit Load | 1% if redeemed within 12 months |
| Expense Ratio (Approx) | ~1.73% (Regular Plan) |
📈 Latest Performance Snapshot
| Duration | Returns (Approx, CAGR) |
|---|---|
| 1 Year | ~6–7% |
| 3 Years | ~19–20% p.a. |
| 5 Years | ~22–23% p.a. |
| Since Inception | ~15% p.a. |
Note: Returns change regularly. Check live data on AMC or SEBI site before investing.
💰 SIP Example
If you invested ₹5,000/month for 5 years, at ~22% CAGR, your money may grow to approximately:
Invested Amount: ₹3,00,000
Estimated Value: ~₹5,45,000+
💸 Lumpsum Example
If you invested ₹1,00,000 for 5 years, estimated value could be:
Investment: ₹1,00,000
Estimated Value: ~₹2,73,000+
🧩 Portfolio Allocation Overview
Typical holdings include:
- Large Cap: ~50–60%
- Mid Cap: ~20–25%
- Small Cap: ~15–20%
Top sectors may include:
- Banking & Financials
- IT
- Manufacturing
- Automobile
⚠️ Risk Level
Risk Category: Very High
This fund is suitable only for investors with:
- Long-term horizon (5–10+ years)
- Ability to handle volatility
🧾 Taxation
- Equity LTCG (after 1 year): 10% (above ₹1 lakh)
- STCG (before 1 year): 15%
🎯 Who Should Invest?
This fund is suitable if you:
- Want diversified equity exposure
- Are okay with short-term fluctuations
- Want wealth creation through SIP
Ideal Duration: Minimum 5 years
📍 Where to Invest?
You can invest through:
- ICICI Direct
- Groww
- NJ E Wealth
- Zerodha Coin
- Distributor/Bank
📌 Conclusion
ICICI Prudential Multicap Fund is a strong choice for diversified long-term investing. With balanced exposure to large, mid, and small-cap stocks, it offers growth potential with controlled volatility.
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❓ Frequently Asked Questions
1. Is ICICI Prudential Multicap Fund good for beginners?
Yes, but only for long-term investors willing to stay invested for 5+ years.
2. Is SIP better than Lumpsum?
SIP reduces market timing risk and works well for this fund.
3. What is the lock-in period?
No lock-in, but exit load applies before 12 months.
Want help selecting the best SIP for you?
👉 Contact us or read more guides on FinancialRelease.org.
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