Looking for a balanced investment option that offers the potential for equity growth with the stability of debt investments? The SBI Aggressive Hybrid Fund, also known as the SBI Equity Hybrid Fund (Aggressive), is a prominent choice often considered by investors aiming for a diversified portfolio. Let’s break down what makes this fund a standout in its category.
SBI Aggressive Hybrid Fund Fundamentals and Key Figures
SBI Aggressive Hybrid Fund – Key Details
Established Date: January 19, 2005
Fund Plan: Regular Growth Plan
📊 Assets Under Management (AUM): ₹78,708 crore (as of June 30, 2025)
💰 Net Asset Value (NAV): ₹303.53 (as of June 30, 2025)
₹304.60 (as of July 15, 2025)
Expense Ratio
- 🔹 Regular Plan: 1.39%
- 🔹 Direct Plan: 0.72%
Exit Load
📌 1% exit load applies if you redeem units within 365 days for investments exceeding 10% of the initial investment (Regular Plan).
✅ With nearly two decades of strong performance and high AUM, SBI Aggressive Hybrid Fund continues to be a popular choice among investors looking for a balanced growth and income strategy.
SBI Aggressive Hybrid Fund Performance Powerhouse: Returns and CAGR
📈 SBI Aggressive Hybrid Fund – Performance Overview
The SBI Aggressive Hybrid Fund has consistently delivered robust returns, making it a strong contender for investors aiming for long-term wealth creation.
| Time Period | Regular Growth | Direct Growth |
|---|---|---|
| 1-Year Return | 9.51% | 10.17% |
| 3-Year CAGR | 16.34% | 16.52% |
| 5-Year CAGR | 17.44% | 17.77% |
| Since Inception | 15.59% | 15.22% |
📌 Insight: These figures highlight the fund’s ability to generate substantial returns across different time horizons, often outperforming its peers in the aggressive hybrid category.
Strategic Asset Allocation and Portfolio Insights
🧩 Asset Allocation Strategy – SBI Aggressive Hybrid Fund
The fund’s strategy is clearly reflected in its balanced allocation, primarily leaning towards equities for capital growth while integrating debt instruments for stability and risk management.
📊 Allocation by Asset Class
| Asset Class | Allocation (%) |
|---|---|
| Equity | 73.07% |
| Corporate Debt | 11.77% |
| Government Securities (G-Sec) | 7.52% |
| Cash & Equivalents | 3.28% |
| REITs & InvITs | 1.64% |
✅ Insight: A strong tilt toward equities (over 73%) positions the fund for long-term capital appreciation, while the debt and alternative allocations bring balance and reduce volatility.
🔍 Equity Portfolio Diversification
| Equity Segment | Allocation (%) |
|---|---|
| Large Cap | ~59–60% |
| Mid Cap | ~11.4% |
| Small Cap | ~2.6% |
| Others (including financial instruments) | ~26–27% |
📌 Takeaway: The fund’s equity mix ensures a blend of stability from large caps, growth potential from mid and small caps, and diversification through other instruments.
Top Holdings and Sector Exposure
🏦 Portfolio Composition – SBI Aggressive Hybrid Fund
The fund’s portfolio is well-diversified across key sectors and leading blue-chip companies, reinforcing its stability and long-term growth potential.
🔝 Leading Stock Holdings (as of June 2025)
| Company | Holding (%) |
|---|---|
| HDFC Bank | ~6.87% |
| Bharti Airtel | ~4.34% |
| Solar Industries | ~4.00% |
| ICICI Bank | ~3.86% |
| Kotak Mahindra Bank | ~3.85% |
✅ Insight: The fund holds a strong presence in top-performing blue-chip companies, especially within the private banking and telecom sectors, indicating quality and reliability in the portfolio.
📂 Sector Allocation
| Sector | Weight (%) |
|---|---|
| Private Banks / Financial Services | 15.6% |
| Government Securities (G-Sec) | 7.5% |
| Specialized Finance | 6.3% |
| Telecom Services | 6.16% |
| Others (Public Banks, IT, Energy, Auto, etc.) | Smaller individual weights |
📌 Takeaway: Sector leadership in finance and telecom, along with exposure to other growth areas, ensures diversified risk and consistent growth opportunity within the portfolio.
🏦 Portfolio Composition – SBI Aggressive Hybrid Fund
The fund’s portfolio is well-diversified across key sectors and leading blue-chip companies, reinforcing its stability and long-term growth potential.
🔝 Leading Stock Holdings (as of June 2025)
| Company | Holding (%) |
|---|---|
| HDFC Bank | ~6.87% |
| Bharti Airtel | ~4.34% |
| Solar Industries | ~4.00% |
| ICICI Bank | ~3.86% |
| Kotak Mahindra Bank | ~3.85% |
✅ Insight: The fund holds a strong presence in top-performing blue-chip companies, especially within the private banking and telecom sectors, indicating quality and reliability in the portfolio.
📂 Sector Allocation
| Sector | Weight (%) |
|---|---|
| Private Banks / Financial Services | 15.6% |
| Government Securities (G-Sec) | 7.5% |
| Specialized Finance | 6.3% |
| Telecom Services | 6.16% |
| Others (Public Banks, IT, Energy, Auto, etc.) | Smaller individual weights |
📌 Takeaway: Sector leadership in finance and telecom, along with exposure to other growth areas, ensures diversified risk and consistent growth opportunity within the portfolio.
Growth Potential and Risk Profile
While the fund aims for growth, it’s essential to understand its risk characteristics. The Sharpe ratio, an indicator of risk-adjusted performance, is estimated at ~0.67 (Tickertape data), suggesting decent returns for the level of risk taken.
Its Beta/Volatility is moderately high due to the substantial equity allocation, and the riskometer categorizes it as a “Very High” risk level. This makes it an aggressive hybrid fund, suitable for investors comfortable with market fluctuations.
SBI Aggressive Hybrid Fund Standing Out Among Peers
📊 SBI Aggressive Hybrid Fund vs Peer Comparison
The SBI Aggressive Hybrid Fund has consistently demonstrated its competitive edge within the aggressive hybrid fund category, often outperforming its peers across multiple timeframes.
📈 1-Year Returns (Regular Plans)
| Fund Name | 1-Year Return (%) |
|---|---|
| SBI Aggressive Hybrid Fund | ~9.5% |
| ICICI Prudential Equity & Debt Fund | ~7.5% |
| Nippon India Aggressive Hybrid Fund | ~5.4% |
| Franklin India Aggressive Hybrid Fund | ~5.8% |
| Category Average | ~3.9% |
📊 3-Year & 5-Year CAGR Comparison
| Fund | 3-Year CAGR (%) | 5-Year CAGR (%) |
|---|---|---|
| SBI Aggressive Hybrid Fund | ~16.3–16.5% | ~17.4–17.8% |
| Category Average | ~17.4–18.8% | ~17.4–18.8% |
✅ Summary: The SBI Aggressive Hybrid Fund consistently ranks among the top-performing hybrid funds, delivering superior 1-year returns and competitive long-term CAGR, while maintaining diversification and asset balance.
Is SBI Aggressive Hybrid Fund Right for You?
This fund is ideal for investors seeking a balanced strategy that blends the growth potential of equity with the stability of debt instruments. It’s particularly suitable for those with a medium-term investment horizon of 3–5 years.
✅ Pros
- Strong track record of delivering competitive returns.
- Well-diversified across equity and debt instruments.
- Excellent risk-adjusted returns.
- Low-cost Direct Plan option available.
⚠️ Cons
- Still subject to equity-market volatility.
- May offer lower upside compared to pure equity funds in strong bull markets.
📌 Note: Always align your investments with your financial goals and risk tolerance before making any decisions. A hybrid fund like SBI Aggressive Hybrid can be a smart choice for balanced growth with controlled risk.or Your Portfolio?
SBI Aggressive Hybrid Fund vs. Other Aggressive Hybrid Funds
📈 SBI Aggressive Hybrid Fund – Peer Comparison Summary
The SBI Aggressive Hybrid Fund consistently performs well within its category, often outperforming both the category average and other major aggressive hybrid funds over various timeframes.
🔎 1-Year Returns (Regular Plans)
| Fund | 1-Year Return (%) |
|---|---|
| SBI Aggressive Hybrid Fund | ~9.5% |
| ICICI Prudential Equity & Debt Fund | ~7.5% |
| Nippon India Aggressive Hybrid Fund | ~5.4% |
| Franklin India Aggressive Hybrid Fund | ~5.8% |
| Category Average | ~3.9% |
📊 3-Year & 5-Year CAGR
| Fund | 3-Year CAGR (%) | 5-Year CAGR (%) |
|---|---|---|
| SBI Aggressive Hybrid Fund | ~16.3–16.5% | ~17.4–17.8% |
| Category Average | ~17.4–18.8% | ~17.4–18.8% |
✅ Summary: The SBI Aggressive Hybrid Fund remains a top performer in the aggressive hybrid category, delivering consistent returns across timeframes and outperforming many competitors in both short and long-term horizons.
📊 Aggressive Hybrid Fund – Peer Comparison (Direct Plans)
While earlier we explored a snapshot of SBI Aggressive Hybrid Fund’s performance, here’s a broader view of how it compares with other top-performing aggressive and multi-asset hybrid funds based on recent performance data:
| Fund Name | 1-Year Return (%) | 3-Year CAGR (%) | 5-Year CAGR (%) | Remarks |
|---|---|---|---|---|
| SBI Aggressive Hybrid Fund (Direct) | ~10.23% | ~17.31% | ~18.57% | Balanced performer, consistent returns |
| Quant Multi Asset Allocation Fund | ~Varies | ~25–28% | ~30–32% | High returns, more dynamic allocation |
| ICICI Prudential Equity & Debt Fund | ~Varies | ~22–23% | ~26–27% | Strong contender, high long-term CAGR |
| JM Aggressive Hybrid Fund | ~-0.69% | ~25%+ | ~Varies | High CAGR, volatile short-term returns |
| Nippon India Aggressive Hybrid Fund | ~Varies | ~19–20% | ~21% | Moderate risk-reward profile |
| Franklin India Aggressive Hybrid Fund | ~Varies | ~19–20% | ~20–21% | Steady but not top-ranked |
| UTI Aggressive Hybrid Fund | ~Varies | ~20–21% | ~22% | Stable long-term growth |
✅ Takeaway: While funds like Quant and ICICI may offer higher CAGR over time, the SBI Aggressive Hybrid Fund remains a well-balanced, lower-volatility option for investors seeking consistent performance with reasonable risk.
⚖️ SBI Aggressive Hybrid vs SBI Balanced Advantage Fund – Detailed Comparison
While both funds fall under the hybrid category, their core strategies and risk-return profiles differ significantly. Below is a side-by-side comparison to help you decide which one aligns best with your financial goals.
| Feature | SBI Aggressive Hybrid Fund | SBI Balanced Advantage Fund |
|---|---|---|
| Primary Goal | Long-term capital appreciation with equity growth and debt buffer. | Long-term capital appreciation via dynamic equity-debt allocation. |
| Equity Allocation | ~73% (mostly fixed) | Dynamic (30–80%), ~58–60% recent equity; includes arbitrage. |
| Debt Allocation | ~20–22% (stable) | Flexible, inversely adjusts with equity levels. |
| Risk Level | Very High | Very High (with volatility mitigation strategy) |
| Volatility | Moderately high; sensitive to market swings. | Lower than aggressive hybrids due to rebalancing. |
| Typical Returns | Higher in bull markets due to equity exposure. | More stable, risk-adjusted returns across market cycles. |
| Recent 1-Year Return | ~9.51% (Regular) / ~10.17% (Direct) | ~6.23% (Regular) / ~5.19% (Direct) |
| Recent 3-Year CAGR | ~16.34% (Regular) / ~16.52% (Direct) | ~15.33% (Regular) / ~9.96% (Direct) |
| AUM (as of Jun 2025) | ₹78,708 crore | ₹36,637 crore |
| Expense Ratio | ~1.39% (Regular) / ~0.72% (Direct) | ~1.56% (Regular) / (Direct usually lower) |
| Best For | Investors seeking high equity exposure & growth. | Investors preferring dynamic, lower volatility returns. |
📌 Key Takeaways
- Risk Profile: Both funds carry very high risk, but the Balanced Advantage Fund actively rebalances to reduce market impact.
- Return Trends: Aggressive Hybrid may outperform in bullish phases; Balanced Advantage may shine in volatile/bearish markets.
- Ideal Investors: Choose Aggressive if you’re confident in equities and seek growth. Choose Balanced Advantage for a hands-off, smoother ride.
✅ Final Word: Your decision between these two funds should reflect your risk appetite, market outlook, and investment horizon. Both are strong offerings from SBI Mutual Fund, but cater to different investor mindsets.)
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✅ Investment Links:
- 👉 Invest in SBI Aggressive Hybrid Fund via NJ Wealth
- 👉 Groww – SBI Equity Hybrid Fund
- 👉 INDmoney Fund Page
- 👉 Zerodha Coin
- 👉 ET Money