Introduction
SBI Large Cap Mutual Fund is a flagship equity mutual fund from SBI Mutual Fund that primarily invests in India’s top 100 companies by market capitalization. As a SBI large cap mutual fund, it aims to offer stable long-term growth by investing in well-established businesses with strong fundamentals.
- Fund Type: Open-ended equity scheme
- Category: Large Cap Fund
- Benchmark: S&P BSE 100 TRI
- Fund Manager: Mr. Raviprakash Sharma
- Minimum SIP: ₹500/month
- Expense Ratio: ~1.14% (Direct Plan)
SBI Large Cap Fund Returns (As of May 31, 2025)
| Period | Returns (%) |
|---|---|
| 1 Year | 21.80% |
| 3 Years | 15.75% CAGR |
| 5 Years | 13.40% CAGR |
| Since Inception | 11.90% CAGR |
Asset Allocation
The fund primarily invests in:
- Equity: ~94% (mostly large-cap)
- Cash/Other: ~6%
Top Holdings: Reliance Industries, HDFC Bank, Infosys, ICICI Bank, and ITC.
Advantages of SBI Large Cap Fund
- Invests in financially strong, stable companies
- Ideal for long-term investors with moderate risk appetite
- Managed by experienced fund managers
- High liquidity and transparent portfolio
Disadvantages / Risks
- Returns may lag behind mid-cap or small-cap funds during market rally
- Market risk exists, though lower compared to other equity categories
- Short-term volatility can affect returns
Who Should Invest?
If you’re looking for a large cap mutual fund that provides relatively stable returns with lower volatility, SBI Large Cap Fund can be a good choice. Suitable for:
- First-time equity investors
- Long-term investors (5+ years)
- Conservative to moderate risk takers
SIP Example
Let’s say you start an SIP of ₹2,000/month for 10 years:
- Total Investment: ₹2.4 Lakhs
- Expected Corpus (12% CAGR): ₹4.6 – ₹5 Lakhs
Use our SIP Calculator to estimate your returns.
How to Invest in SBI Large Cap Fund
Online:
Online:- Via SBI Mutual Fund official site
- Through trusted platforms like Groww, Zerodha Coin, or Paytm Money
Offline:
- Visit nearest SBI branch or authorized mutual fund distributor
- Submit KYC documents and start your SIP or lump sum
Internal Links
Conclusion
SBI Large Cap Fund is a solid choice for investors looking to invest in blue-chip companies with long-term wealth creation potential. While it may not offer the highest returns, its consistency and stability make it a safe equity mutual fund option for 2025 and beyond.
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